Terms of Use

These Terms of Use describe how Home Refi Match operates. Some business details referenced below (legal entity name and governing law) are shown as “to be supplied” where they have not yet been confirmed. These Terms are not legal advice and should be reviewed by a qualified attorney before they are relied on as final.

Home Refi Match is a digital marketplace connecting homeowners with participating refinance lenders, not a lender. Home Refi Match is a digital marketplace connecting homeowners with participating refinance lenders, not a lender. We do not run credit, provide rate quotes, approve loans, or negotiate loan terms. Participating lenders determine loan eligibility, rates, fees, and approval, and may separately request authorization to obtain a credit report. Availability varies, and a match is not guaranteed.

By using this service, you understand and agree that:

• This is a request to connect with participating refinance lenders, not a loan application, approval, or rate quote.
• Lender availability varies by location and other criteria, and a match is not guaranteed.
• We do not make credit decisions, issue loans, issue loan commitments, negotiate loan terms, or provide rate quotes.
• We do not run your credit. Participating lenders determine eligibility, rates, fees, and approval, and may separately request authorization to obtain a credit report.
• Loan availability, rates, fees, and approval are determined by each lender, not by Home Refi Match.

When you submit an inquiry, your contact details and questionnaire answers may be shared with the participating lenders we identify for your area, only after you provide the required sharing authorization. Optional marketing consent is separate and is not a condition of using the service. You may view matched lender information without consenting to marketing messages.

We do not guarantee that any lender will contact you, that you will be approved for a refinance, or that any particular rate, term, or savings will be available. Any estimates provided by our refinance calculator are for educational purposes only, are based on assumptions you enter, and are not rate quotes or loan offers. A lower payment may result from extending the loan term and may increase total interest.

Home Refi Match is not a lender and is not responsible for any loan terms, rates, fees, decisions, or conduct of participating lenders. Your dealings with any lender are solely between you and that lender.

These Terms are governed by the laws of [jurisdiction to be supplied], without regard to conflict-of-law principles. The applicable jurisdiction is pending confirmation by the business owner before publication.

We may update these Terms from time to time. We will revise the “Last updated” date above when we do.

For questions about these Terms, contact us at [Contact email to be supplied]. The legal entity operating this service is [Legal entity name to be supplied].